Browsing all posts in July, 2009.

Advantages of Disadvantages of IVA’s

By now, I am sure most of my readers have seen the leaflets or advertisements on television for the Individual Voluntary Arrangement or IVA. But how much do you really know about it? The lenders make out that it is one of the easiest options out there to deal with your debt problems and for [...]

A Source of Good Debt Advice

If you’re in debt, you’ve no doubt spent countless hours trawling the Internet looking for a financial solution to your situation. Well, we’ve all done it, you’re not alone. From my past findings, you have 2 options. You can either put a plan in place and action it yourself or you can hire a specialist [...]

Keeping Track Of Your Monthly Outgoings

Managing your finances is fairly straightforward. Managing your finances successfully is tough. I am sure that the majority of us think that we do a reasonable enough job of managing our monthly income and all of our outgoings. But there is always room for improvement. I know I personally couldn’t list all of the dates [...]

What do I do now that I am Debt Free?

So you got yourself in the “black debt hole”, and now you’re trying to pull yourself out of debt. You may have turned to a professional debt services company to help you with your debt problems, or maybe you turned to a friend, sibling, or your trying to do it on your own. Regardless how [...]

Credit card Debt Assistance Program

There are hundreds and thousands of consumers that are facing high levels of credit card debt and are unable to make the minimum monthly payments for a variety of reasons. Perhaps there is simply not enough money within the budget to allow the individuals to make the monthly payments, or perhaps the individual has been [...]

Should You Choose a Checking Account or a Savings Account for Regular Use?

Bank accounts are a necessity that allows an individual to cash checks, make payments and even keep track of the finances through a monthly budget. When it comes to choosing a basic bank account that will be used for everyday use, there are two types that can be chosen from: a savings account and a [...]